Apply for this job now

Underwriter - Elm Grove, WI.

Elm Grove, Wisconsin
Job Type
8 Sep 2022

Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.

Why Join Us?

Entrepreneurial, customer-focused, and team-oriented people thrive here at Wintrust. We approach each day intent on making an impact and believe in providing truly distinctive customer service. We're not just in the communities we serve. We're part of them.

Wintrust is pleased to provide employees with a total reward that includes:

  • Competitive base pay and bonus opportunities
  • A wide array of generous benefits
  • Employee services and programs
  • Extensive training and development
  • Time off and community involvement opportunities
  • Meaningful work focused on serving our customers and improving our communities

Town Bank is recruiting for a credit analyst to join our Retail Banking / Small Business Credit Team. Analysts are responsible for financial analysis and risk assessment of potential borrowers, preparation of credit approval presentations (CAPs), engaging with our lenders and underwriting credit requests for individuals and small businesses. This person will be a significant member of the team. 

You will work alongside retail / small business lenders, wealth services, fellow retail / small business underwriters and others in your office to develop a deep understanding of the financial performance and borrowing needs of prospective clients. You also will assist lenders with portfolio management.


  • Obtain a working knowledge of  Wintrust Credit Policy and Underwriting Guidelines
  • Underwrite retail and small business loan applications per Wintrust guidelines.
  • Communicate directly with Lenders / Bankers to facilitate the loan process
  • Work with fellow underwriters and loan operations to enable the continuous flow of loans from application to loan closing


  • Bachelor's Degree Required (Business, Finance, Economics or Accounting preferred) 
  • 0 -3 years  of retail credit experience needed
  • Experience with calculating cash flow and debt evaluation   
  • Recent college graduates encouraged to apply

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago's Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.

Apply for this job now


  • Job Reference: 707406099-2
  • Date Posted: 8 September 2022
  • Recruiter: Wintrust Financial
  • Location: Elm Grove, Wisconsin
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent