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Senior Risk Analyst

Location
West Midlands
Salary
£45,000 to £50,000
Job Type
Permanent
Posted
8 Sep 2022
The Role Assist the Risk manager to take responsibility for optimising profitability for the portfolio by providing information, analysis and technical support for the development and implementation of Risk strategies, which improve portfolio performance and improve customer experience. To supervise risk analysts as requested, taking responsibility for the work that they undertake. This organisation provides credit facilities for a variety of clients. This challenging role helps in the development of risk strategies, policies and procedures. The aim is to optimise the conflicting objectives of maximising accept rates and revenue whilst controlling delinquency, fraud, and bad debt. We will also treat customers fairly by putting them at the heart of everything we do. KEY RESPONSIBILITIES Credit Unsecured (preferable) Financial Services (preferable) Credit Cards, Loans, Retail, Motor, Other finance Acquisition (preferable), Account Management (preferable), Collections, Recoeries Equifax, Experian or TransUnion (at least one preferable) Bureau, application, behavioural, collections, fraud Credit policy & strategy, preapproval, pre-screening, decisioning, limit allocation, pricing Disposable income, ONS, Debt to income ratio, Open Banking Authorisations , Credit Limit Increase / Decrease Volume, Approval, Profiling, Delinquency, Risk appetite Qualifications and Experience Required - Motor knowledge advantageous - Excel (essential) SAS or SQL or Python (at least one essential) - worked with credit agencies and credit scoring - A numerate degree - Experience in working in a financial services company
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Details

  • Job Reference: 707261212-2
  • Date Posted: 8 September 2022
  • Recruiter: Curve Group Holdings Ltd
    Curve Group Holdings Ltd
  • Location: West Midlands
  • Salary: £45,000 to £50,000
  • Sector: Accounting
  • Job Type: Permanent